Convert XLM to USDC Instantly on ChangeHero

Convert Stellar instantly. Exchange XLM to USDC at the best current exchange rates with low fees. No account needed

Best Rate
Fixed Rate
What is Best Rate and Fixed Rate
Best Rate

We find the best rate on the market for your exchange. The final amount may vary due to the price fluctuations.

Fixed Rate

We fix a good rate for 15 minutes. The final amount will be the same regardless of the price fluctuations.

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Minimal amount for sending is 368.25 xlm

You get
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XLM to USDC conversion chart

Stellar and USD Coin correlation

XLM and USDC are not correlated to each other as XLM’s value depends on supply and demand. Whereas, USDC is a stablecoin that is backed by traditional fiat like the dollar and the euro. USDC’s value remains the same, which is $1 regardless of the market conditions. Hence, XLM and USDC do not share a strong relationship.

XLM to USDC exchange margin

Considering today’s XLM – USDC exchange rate, a transaction of 1 XLM to USDC would result in an output of 0.1049 USDC.

How to convert Stellar to USD Coin

Enter the amount and provide your address

To initiate an XLM to USDC conversion, enter the amount of XLM and click "Exchange". Provide the USDC wallet address in the next step.


Confirm your transaction

Check all the data once again and confirm your XLM to USDC exchange transaction.


Send XLM

ChangeHero will generate a deposit address for your XLM to USDC exchange, use your Wallet to send XLM there.


Wait for the exchange to complete

Wait a few minutes — after the XLM to USDC conversion is complete, your USDC is on the way to your Wallet!


Stellar and USD Coin comparison

Though Bitcoin started the cryptocurrency industry, slow transactions hindered mass adoption. Stellar addresses this issue and aims to provide faster means of transacting value on the blockchain. Stellar came into existence as a result of the Ripple hard fork in 2014. It is a payment processing system similar to SWIFT but on the blockchain. Stellar works closely with the traditional banking institutions and helps them migrate to the blockchain for cheaper and faster transactions. Stellar has the capability of processing around 1000 transactions per second. Lumens is the native token of the Stellar blockchain and trades with the ticker XLM.

USD Coin was developed by the consortium of Circle and Coinbase. USDC is a stablecoin issued on the Ethereum network. USD coin is backed by the US Dollar to maintain the price of the token at $1. Monthly audits of the collateral are published to ensure transparency. 

Stellar to USD Coin conversion details

XLM to USDC Conversion Rate and Price

Currently, the conversion rate for 1 XLM equals to 0.1049 USDC. The 24-hour highest price of Stellar Lumen in relation to USDC was 0.1074 USDC and the lowest was 0.1038 USDC. In short, XLM price in relation to USDC changed by 0.29%.

Instantly Exchange XLM to USDC

On ChangeHero you can instantly exchange Stellar for USD Coin without any registrations. You can easily convert XLM to USDC in a few clicks without worrying about the rates and fees. ChangeHero offers both Best Rate and Fixed Rate for your XLM to USDC exchange.

XLM to USDC Exchange with the Best Rate 

In this type of exchange of Stellar to USD Coin, we search through various exchanges for the XLM — USDC pair and find the best current exchange rate available in the market. The XLM to USDC converter provides you with an estimation of the amount of USDC you will receive.

As soon as you accept the terms and the XLM is deposited, the exchange will be automatically processed. We remind you that the final amount of USDC you receive may vary slightly due to the volatility in the price of the cryptocurrencies which affects the conversion rate of XLM to USDC.

XLM to USDC Conversion with the Fixed Rate 

In the Fixed Rate exchange of Stellar to USD Coin, ChangeHero finds a good rate for the pair XLM — USDC and fixes the rate for up to 15 minutes. In this type of exchange of XLM to USDC, you will receive the exact amount of USDC which was shown in the XLM — USDC converter's estimate.

ChangeHero is a non-custodial service and never holds your cryptocurrency. As soon as the exchange is completed, we send your assets to the specified USDC address. ChangeHero is the best place to exchange XLM to USDC fast and safely at the best possible rates.

Frequently asked questions

How long does it take to convert XLM to USDC?

Usually, an XLM to USDC exchange takes around 5 minutes but the time may vary depending on how busy the network is.

Do I need an account to exchange XLM to USDC?

No, you do not require an account to swap XLM to USDC on ChangeHero. There will be no registrations for your Stellar to USD Coin transaction.

Do I need to go through KYC procedures for XLM to USDC exchange?

There will be no KYC for the XLM to BTC exchange. However, if our threat detection system raises the alarm then we will pause the XLM–USDC conversion and ask you to complete a simple verification procedure which takes a few minutes.

Can I convert USDC to XLM?

Yes, you can instantly exchange USDC to XLM on ChangeHero.

Buy and sell StellarVisa and MasterCard

Are you looking to buy Stellar? Now, on ChangeHero you can buy Stellar with credit or debit card. Also, you can see your cryptocurrency on ChangeHero to US Dollars and Euro. Give it a try.

Please note that ChangeHero uses a risk-scoring automated system aimed to spot suspicious activity during operations. In case your transaction is flagged by this system, ChangeHero reserves the right to conduct the KYC procedure and process the transaction in accordance with our AML/KYC policy and our Terms of Use (paragraph 3.6).
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