Buy Bitcoin (BTC) with Credit Card or Debit Card Instantly

For sure! We stick to our non-custodial principles here as well and work only with reputable licensed virtual service providers that release the purchased cryptocurrency to the user's address instantly.

Yes, to receive the purchased bitcoins you need to own an appropriate cryptocurrency address (wallet). This is why before buying, you will be prompted to specify your BTC wallet address. You can create one with a crypto wallet software or hardware wallet device and import an existing wallet elsewhere later. By the way, ChangeHero seamlessly integrates with the crypto wallets you already trust, including industry leaders like Exodus, Trezor, and Tangem Wallet.

The fees when buying Bitcoin depend on the chosen fiat currency, payment methods, and current miner fees. You can always see the current fees before purchasing in transaction details, after clicking ‘Buy’ in the widget on the main page.

ChangeHero’s swap service is available in most countries, except for Prohibited Jurisdictions listed in our Terms of Use. The fiat purchase/sale availability depends on the service provider: see the complete lists at https://help.mercuryo.io/ for Mercuryo or https://finchpay.io/faq for FinchPay.

You can feel free to purchase crypto with fiat using Credit or Debit Card, Apple Pay, Google Pay, Revolut Pay, local payment options sush as SEPA, PIX in Brazil or SPEI and many others.

Our payment providers accept most major credit and debit cards, including VISA and MasterCard in more than 100 countries.

We attest our providers do their best to process transactions as quickly as possible — ideally in an instant. However, multiple factors outside of their influence affect the transaction processing speed, such as network load or payment processing by the bank or alternative payment method. Usually, a Bitcoin transaction would be confirmed in 10 minutes and be securely recorded on the blockchain within 60 minutes.

We’re open to the idea of expanding the list. Reach out to us with a request to [email protected] or the providers’ teams and we will consider the possibility of adding the requested currency.

The minimum and maximum amounts vary depending on the currencies and the provider. For reference, the minimum amount is around €25 equivalent and the maximum amount is approximately €10,000 equivalent per transaction. You can always check them in a widget on the home page.

Please note that the KYC threshold varies by provider. Generally, you can purchase up to €700 equivalent without an identity verification. However, keep in mind that the provider reserves the opportunity to selectively request an identity verification even for smaller amounts. The full terms of the identity verification process for each provider are laid out in the agreements you accept when creating the order.

ChangeHero does not store the personal information of clients beyond verification procedures. As for our partner payment providers, they use reputable and regularly audited identity verification services that encrypt all sensitive data.

Our partners and ChangeHero always work to expand the list of supported payment methods and purchase limits. If you want to buy BTC in amounts over the €10,000 equivalent, contact [email protected] for more information.

Once your Bitcoin (BTC) is securely in your wallet, the possibilities are endless. You're free to use your BTC however you want. You can HODL your coins for the long term, send them to friends, sell your Bitcoin for fiat currency, or explore the ever-expanding world of Bitcoin use cases, such as Bitcoin Ordinals NFTs or Wrapped Bitcoin (WBTC) in DeFi protocols.

Should any issue arise during your exchange, our support team is available to help you. You can contact us 24/7, and we will resolve the matter as quickly as possible.

Yes. Once your payment is successfully processed, the BTC will be sent to your wallet in just a few minutes. As soon as the funds arrive in your wallet, they are available for you to use immediately.