Buy Bitcoin (BTC) in UK with Credit Card or Debit Card

Bitcoin (BTC) is a type of digital money, one that exists only online and is not tied to any existing real-world currency. It lets people send payments directly to each other provided they have an internet connection, without banks or other financial companies involved. Bitcoin is built on a secure system called blockchain, which records all transactions and makes it very hard to forge or manipulate these records. Another noteworthy feature of Bitcoin is that the supply that would ever exist is strictly limited, so its value is supposed to grow as the available supply shrinks and demand grows.

Yes, buying and holding Bitcoin is legal in the UK. It's not considered an official currency like the pound, and is treated as property when it comes to taxation.

Yes, you generally need to pay tax on Bitcoin in the UK. If you make a profit from selling, swapping, or spending Bitcoin, you might owe Capital Gains Tax. If you earn Bitcoin through activities like mining or as payment for services, it could be subject to Income Tax.

For sure! We stick to our non-custodial principles here as well and work only with reputable licensed virtual service providers that release the purchased cryptocurrency to the user's address instantly.

Yes, to receive the purchased bitcoins you need to own an appropriate cryptocurrency address (wallet). This is why before buying, you will be prompted to specify your BTC wallet address. You can create one with a crypto wallet software or hardware wallet device and import an existing wallet elsewhere later.

The fees when buying Bitcoin depend on the chosen fiat currency, payment methods, and current miner fees. You can always see the current fees before purchasing in transaction details, after clicking ‘Buy’ in the widget on the main page.

Our payment providers support Visa and MasterCard BTC purchases from more than the UK.

We attest our providers do their best to process transactions as quickly as possible — ideally in an instant. However, multiple factors outside of their influence affect the transaction processing speed, such as network load or payment processing by the bank or alternative payment method. Usually, a Bitcoin transaction would be confirmed in 10 minutes and be securely recorded on the blockchain within 60 minutes.

We’re open to the idea of expanding the list. Reach out to us with a request to support@changehero.io or the providers’ teams and we will consider the possibility of adding the requested currency.

The minimum and maximum amounts vary depending on the currencies and the provider. For reference, the minimum amount is around €25 equivalent and the maximum amount is approximately €10,000 equivalent per transaction. You can always check them in a widget on the home page.

Please note that the KYC threshold varies by provider. Generally, you can purchase up to €700 equivalent without an identity verification. However, keep in mind that the provider reserves the opportunity to selectively request an identity verification even for smaller amounts. The full terms of the identity verification process for each provider are laid out in the agreements you accept when creating the order.

ChangeHero does not store the personal information of clients beyond verification procedures. As for our partner payment providers, they use reputable and regularly audited identity verification services that encrypt all sensitive data.

Our partners and ChangeHero always work to expand the list of supported payment methods and purchase limits. If you want to buy BTC in amounts over the €10,000 equivalent, contact support@changehero.io for more information.